Fractional Pre-FO Consulting
You built something real… Now what?
Getting to a million in revenue — or well past it — is genuinely hard, and it’s something most business owners never do. You should be proud of that.
But often that milestone is less dreamy than we expected. Somewhere along the way, the excitement of hitting that goal started to feel a little complicated. Maybe your P&L shows a profit, but your bank account doesn’t. Or maybe revenue keeps climbing but you’re still not paying yourself what you’re worth. Or you just hit a goal you’ve been chasing for years and realized you’re not quite sure where to go from here.
Whatever brought you here — frustration, curiosity, or just the feeling that there’s a better version of this business waiting on the other side of some clarity — you’re in the right place.
You’ve Probably Already Looked for Help
Most business owners at this stage eventually start asking about a fractional CFO — someone who can look at the numbers, spot what’s broken, and build a real financial strategy. It’s the right instinct. The problem is that finding a good advisor isn’t as simple as it sounds.
The good CFOs are expensive — genuinely expensive, not just a little out of budget. The affordable ones often deliver work that’s either too complex to act on or too generic to make a real difference. And most of them expect you to have a financial foundation that frankly most small businesses haven’t built yet.
That’s the gap. And it’s exactly what our Fractional Pre-FO service was built to fill.
Our Pre-Financial Officer service isn’t a watered-down CFO service. It’s the structured financial advisory work that comes before a CFO makes sense — the financial clarity, systems, and habits that turn accurate books into actionable business intelligence. It’s where you stop flying blind and start running your business like the numbers are on your side.
Sound Familiar?
Our Fractional Pre-FO service is built for business owners who are:
• Generating real revenue but struggling to understand where the profit actually goes
• Watching their P&L show income while their bank account tells a different story
• Working too hard for too little pay and not sure how to change it
• Feeling stuck at a plateau — like the business hit a ceiling and can’t break through
• Making financial decisions by gut feel because the data either isn’t there or doesn’t make sense
• Tried working with a CFO and found them to be too expensive or simply unhelpful
How It Works: Clarity, Control, Consistency
Fractional Pre-FO is a structured advisory engagement built around three phases. Each one builds on the last, and each one solves a real problem you’re probably dealing with right now.
Here’s exactly how that works:
Phase 1 — Clarity
Before anything changes, you need to actually understand what’s happening. Most business owners are surprised by what the numbers reveal when someone finally takes the time to interpret them properly.
In the Clarity phase, we dig into the financial story of your business — not just last month, but the real patterns over time. What drives your revenue? Which services or products are genuinely profitable, and which ones are quietly dragging you down? Where does your cash go between invoicing and paying yourself? Why do some months feel flush and others feel impossible?
You’ll come out of this phase knowing your business finances in a way most owners never do — and with a clear, prioritized picture of what needs to change.
Phase 2 — Control
Clarity without action is just a better understanding of the problem. Gaining control of your finances is when you actually fix it.
This phase is about installing the financial systems that stabilize your business — a KPI dashboard built around the metrics that actually matter for your business, a cash flow model that tells you what’s coming before it arrives, and a budget that works with your revenue instead of setting you up to feel like you missed the mark. No generic templates. No one-size-fits-all spreadsheets. Systems built for how your business actually operates.
By the end of this phase, you’ll have real tools — that you’ll actually use — and the cash flow anxiety disappears.
Phase 3 — Consistency
This is where progress becomes perpetual. Every month, we review what the numbers are telling you, compare results to your plan, identify what’s working and what isn’t, and build a clear set of priorities for the next 30 days. Reviewing your financials stops feeling like a chore and starts feeling like running the business.
Quarterly, we step back for a broader look — adjusting forecasts, revisiting pricing, and making sure the direction still makes sense. The goal isn’t just better numbers. It’s a fundamentally different relationship with your business finances — one where you’re leading instead of reacting.
What the Engagement Actually Looks Like
This isn’t open-ended consulting where you’re paying by the hour and wondering what you’re getting. Every month has a defined focus, a defined deliverable, and a clear action plan. Here’s what your time commitment looks like:
Up to two strategy meetings per month — frequency adjusts to where you are in the process and what you need
Monthly deliverables prepared and sent to you ahead of each meeting
Direct access to call or message between meetings when questions come up — you’re not waiting until next month for an answer
Collaboration with your other trusted advisors — your CPA, attorney, management coach, or anyone else in your corner
Quarterly strategic reviews
Engagements are designed to produce real, lasting results. Most clients work through all three phases over the course of about a year — but the pace and the endpoint are tailored to where you’re starting from and where you’re trying to go. This isn’t a program you complete on someone else’s schedule. It’s a process we build around yours.
Pricing
Fractional Pre-FO starts at $1,250 per month, but can vary based on the size and complexity of your business.
No hourly billing. No surprise invoices. Just a simple Flat Fee each month.
Ready to Stop Guessing?
Spots in the current cohort are limited — this program is delivered personally, and that requires keeping the client load manageable. If you’re serious about getting your financial house in order, the best next step is a conversation.
Schedule a consultation and let’s talk about where your business is, where you want it to go, and whether Fractional Pre-FO is the right fit. No obligation, no sales pitch — just an honest conversation about whether this makes sense for you.